Like most people I find balancing the household finances at the end of the month a struggle. With three children all under eight and me not in full time work we need to watch every penny and I have become adept at making the money last and would be described by the popular press as [...]
I have used the same insurance broker ever since I had my first car and I needed to arrange cover. They always seemed to work very hard trying to get me the most competitive premiums and the process seemed to take an hour or so and I would always walk away with a hand written [...]
Health cash plans are a fantastic idea, for safeguarding your future income, should you suffer a difficult time within your working lifetime due to stress, fatigue or other mental health problems. The issue is highlighted by recent news that Lloyds TSB chief executive Antonio Horta-Osorio has been forced to step down from his position through [...]
Working for a building society I had always had it drummed into me about mortgages and how important they were, how important it was to get the right interest rate and how you should fix your rate for two, three or five years. Understandably people thought of little else apart from the loan itself as [...]
Those who consider themselves as financially astute are most likely the same people who are likely to have taken personal responsibly regarding their financial affairs eg. income, saving and retirement. The sight of their country having to adopt a similar approach to its finances won’t be greeted with anything but a sigh of relief as [...]
Sitting in an airport lounge waiting for a flight connection is probably the dullest way of spending time I know, apart from waiting for the AA which is also up there in my list of things I would do less than go to have root canal work done by an inexperienced dentist. The process of [...]
I have managed to get myself into quote a lot of debt previously and I am gradually trying to work my way out of it. My new employer recently ran some sessions on managing debt and looking after your personal finances so I went along to see if I could glean a [...]
If you are planning to settle down with your own family, you should consider taking life insurance coverage for you, your family and especially with your children. Life insurance is an agreement made by you, the policy holder and the insurance company. You need to make regular payments to the company called the premium.
Life insurance [...]
I have been married for the last 5 years, but lived with my partner for 5 or 6 years before that. She recently got made redundant and has had to rethink her future. After a lot of soul searching, she has decided to go back to university and study to become a primary school teacher. [...]
My wife and I sat down the on Sunday evening to watch Downton Abbey and half way through the first advert break there was an advert for permanent health insurance. My wife reached for the remote and paused the television program and asked me was that the insurance that our financial adviser had been discussing [...]