When running a business of any size it is absolutely essential to manage your finances properly. For some small businesses, it may prove too expensive to hire an accountant to take care of all the paperwork and so may be beneficial to undertake bookkeeping courses. Although these courses will inevitably take time and money, they [...]
Are you a contractor, do you run your own business, or maybe you just do a little extra work on the side? If you’re not careful, you could easily fall into the Intermediaries Legislation 35.
Planning about one’s retirement pension plans is one of the most discussed topics around the market in today’s age of expensiveness and aristocracy
As we are nearing the end of the fiscal year many companies are looking both backwards at investments they have made into their business as well as forward to what they will be putting back into the business next year. It is certainly very important to keep stimulating growth by cycling a lot of profit [...]
If you’re self employed or about to go freelance, there’s one thing you need to be wary of and that’s the dreaded IR35. However, there are a number of benefits to being inside the IR35. Here we offer essential advice on the IR35 for freelancers in the UK.
IR35 is an abbreviation of ‘Intermediaries Legislation 35’ [...]
There are many differences from being a contractor than being a permanent employee. Of course there are advantages to being an employee – otherwise people wouldn’t do it! However, many people make the move into contractor-hood simply because it allows you that extra freedom, being your own boss and, ultimately higher pay.
Research conducted recently shows that IT consultants are trying to find long-term contracts, even though the pay is a smaller amount than more unreliable freelance work. Umbrella company Giant have carried out analysis that shows that temporary employees in the IT industry prefer the security of longer contracts even though a more casual set up [...]
Having always been an advocate of the fixed rate mortgage since buying my first home some twenty two years ago, I have only recently reached the end of a five year fixed-rate mortgage which, in retrospect wasn’t the best deal I have ever signed up for. Although the interest rate was not stupidly expensive it [...]
Once a child enters college, there are lots of responsibilities that have to be faced by the child. One of the many responsibilities is to learn the art of managing their finances. A student credit card can prove to be both a great help but can also be an equal challenge. Most credit card companies [...]
Refinancing your home mortgage following a bankruptcy may put extra cash in your pocket to help finance large home improvement projects and lower your monthly mortgage payments. On the other hand, the bankruptcy may ruin any chances of securing a low rate. In this instance, a refinancing would be pointless. Before refinancing, contact several refi [...]