Personal Finance Advisers

Archive for January, 2012

Permanent health insurance is a must if you are self employed

Friday, 27 January, 2012

Like most people I find balancing the household finances at the end of the month a struggle. With three children all under eight and me not in full time work we need to watch every penny and I have become adept at making the money last and would be described by the popular press as [...]

Increase the Value of Your Property by Investing in Double Glazing

Thursday, 26 January, 2012

We all want to live in a house with as big a value attached to it as possible. Not only does this give us the chance to sell and move on in the future but it also gives us the peace of mind that an equity release loan could save our bacon one day if [...]

How the AWD Affects Contract Workers

Tuesday, 24 January, 2012

Often abbreviated as ‘AWD,’ the Agency Workers Directive was established to provide a semblance of equal rights to contract and temporary workers who are not employed in permanent positions by employers. As of October 2011, the UK instituted directives so that in some areas of employment, temps and contract workers would enjoy equal benefits if [...]

Young Britons Find Debt Solutions to Avoid Bankruptcy

Friday, 20 January, 2012

As early as spring and summer of 2011, the Telegraph reported that young Britons were avoiding insolvency through a number of interesting debt solutions. Not only were they cutting back on spending to avoid racking up higher amounts of debt but they were seeking alternative ways to circumvent being made bankrupt. These trends continued through [...]

Can I bend the rules of IR35?

Tuesday, 10 January, 2012

To avoid your contract and working practices falling inside IR35 legislation, you will need to clearly show that the way you are working is that of a self employed contractor.Talking to a specialist accountant means they will be able to advise you on your current contracting situation and advise you on the best way to contract which will maximise your take home pay.